⚠ Scenario B · Full Market-Rate Compensation — SariKo Pre-Seed · March 2026

What It Costs to Pay Everyone at Market Rate

All executives compensated at YC/Kruze Consulting 2025 benchmark rates, adjusted for Southeast Asia cost of living. This is the stress-test scenario — run it against the $750K raise to understand the true burn ceiling.
⚡ WARNING — This scenario consumes significantly more runway · Compare against Scenario A (equity/deferred model)
Raise
$750K
SAFE · $8.625M cap
Monthly Burn (Scenario B)
$28,180
People + tools · full market rate
18-mo People Cost
$491K
Salaries only · all roles at mkt rate
Total 18-mo Deployment
$504K
People + tools + one-time
Remaining Reserve
$246K
Tight buffer · limited expansion capital
Actual Runway
~26 mo
At $28K burn, $750K = 26.6 months
Benchmark methodology: US base rates sourced from Kruze Consulting's 2025 Startup CEO Salary Report (450+ actual payroll records), Carta H1 2025 State of Startup Compensation, and CFO compensation benchmarks. All figures then adjusted with a 45–55% SEA location discount — consistent with how YC and top-tier SEA VCs (Monk's Hill, Wavemaker, Golden Gate) think about founder comp in Vietnam/Singapore. YC's own guidance: founders with VC backing typically draw $50K–$100K/year at pre-seed, scaling post-milestones. These are not suggested salaries — they are the true cost of replacing each role at market, which is what investors use to assess founder value contribution.
C-Suite
Executive Team — Full Market Rate Scenario
The table below shows three columns: (1) the US benchmark from Kruze/Carta 2025 data, (2) the SEA-adjusted market rate applying a 50% location discount — what a HCMC/Singapore-based startup of equivalent stage would actually pay, and (3) the YC pre-seed "reasonable draw" — what YC advises founders to pay themselves to preserve runway while covering living costs. The SEA-adjusted column is the operative number for this scenario.
Role Person Type US Benchmark / yr
(Kruze/Carta 2025)
SEA-Adjusted / yr
(–50% location discount)
YC Pre-Seed Draw / yr
(lean but livable)
Monthly Cash (SEA) 18-mo Total Notes
CEO / Founder Poppet Celdran Market Rate $147,000 $73,500 $50,000 $6,125 $110,250 SEA-adjusted seed CEO salary. Covers HCMC expat living + professional costs. Defensible to any VC who asks. Kruze 2025: seed-stage CEO avg $147K US = ~$73.5K SEA.
CTO / Co-Founder Nguyen Minh Tri Market Rate $155,000 $77,500 $42,000 $6,458 $116,250 Technical founders earn slightly more than CEO at this stage (Kruze data). Bien Hoa-based; Vietnam local market CTO rate is $3K–$5K/mo at this skill level. $6.5K is full market. Applied at 50% US discount.
CFO / Financial Advisor Thắng Chiến Trần Market Rate $180,000
(fractional: $7.5K/mo)
$54,000
($4,500/mo)
$4,500 $81,000 Fractional CFO model. Current equity arrangement values his service at $400/mo — $4,500 is what this role would cost at fractional market rate in SEA. Full-time startup CFO in Vietnam: $5K–$8K/mo.
CMO (open role) TBD Market Rate $160,000 $72,000 $6,000 $108,000 Senior marketing exec at a marketplace startup in SEA. Covers community strategy, growth, brand, and investor marketing. Current equity-for-service saves this entire line.
Corporate Legal Counsel (open) TBD Market Rate $183,000
(Carta 2025 legal avg)
$60,000 $5,000 $90,000 Legal salaries rose 10% in H1 2025 (Carta). SEA-adjusted for a corporate counsel covering Vietnam, Delaware, and cross-border compliance. Equity-for-service arrangement eliminates this cost entirely.
Executive Team Subtotal (market rate) $28,083 / mo $505,500
Critical insight: The 5 executive roles above, at full SEA-adjusted market rate, would consume $505,500 of the $750,000 raise over 18 months — leaving only $244,500 for everything else (team, tools, legal, expansion). This is why the equity-for-service model for Thắng, CMO, and Legal Counsel is not a perk — it is a structural survival decision.
Operational
Operational Hires — Unchanged from Scenario A
These roles are unchanged from the lean scenario. They are market rate by definition — local Vietnam hires at HCMC going rates. No adjustment needed.
Role Type Monthly (USD) 18-mo Total Notes
QA Engineer / Junior Frontend Local Hire $700 $12,600 Vietnam junior dev rate. Testing, mobile QA, UI fixes. Frees Tri for architecture.
Seller Success / Ops Lead Local Hire $900 $16,200 Filipino-Vietnamese bilingual. Seller onboarding, dispute resolution, order pipeline.
Community Manager Local Hire $700 $12,600 Filipino kababayan in HCMC. FB groups, church activations, Founding Seller campaign.
Social Media / Content Creator Contract $400 $7,200 Part-time. Reels, seller spotlights, campaign visuals. Filipino creator in HCMC.
Executive Virtual Assistant Contract $400 $7,200 Remote Philippines-based VA. Notion, scheduling, investor follow-ups.
Operational Hires Subtotal $3,100 / mo $55,800
Infra
Tools & Infrastructure — Unchanged
Category Monthly 18-mo Total Key Tools
Free-tier stack $0 $0 Vercel, Supabase (free), Make, Notion, Slack, GitHub, Trello, Rebrandly, Grey Business
Paid tools $162 $2,838 Google Workspace $72 · MISA SME $30 · Canva Pro $15 · Claude Pro $20 · Hostinger DNS $4 · Wise ~$20/mo est.
Supabase Pro (from Mo 6) $25 $300 12 months only (Mo 6–18). Database scale-up trigger.
Tools Subtotal ~$187 / mo avg $3,138
One-Time
One-Time Setup — Unchanged
Item Amount
Delaware C-Corp (BridgeTech Labs) + Vietnam Entity (Zen Tech Asia Co., Ltd.)$3,500
SAFE Legal Documentation$1,000
MVP Launch Event / Community Activation$1,500
Brand Assets & Seller Photography$800
VNPay Integration / Compliance$500
Contingency / Misc$2,000
One-Time Subtotal$9,300
Vs.
Scenario A vs Scenario B — Side-by-Side

✅ Scenario A — Equity / Deferred Model

CEO + CTO draws (lean)$72,000
Equity roles (CFO, CMO, Legal)$0 cash
Operational hires (4 roles)$55,800
Tools & infra$3,198
One-time setup$9,300
Total 18-mo Burn $140,298
Reserve remaining$609,702
Monthly burn~$7,294/mo
Pure burn coverage102 months

⚠ Scenario B — Full Market Rate

CEO + CTO (SEA market rate)$226,500
CFO (fractional market rate)$81,000
CMO (SEA market rate)$108,000
Legal Counsel (SEA market rate)$90,000
Operational hires (4 roles)$55,800
Tools & infra$3,138
One-time setup$9,300
Total 18-mo Burn $573,738
Reserve remaining$176,262
Monthly burn~$31,874/mo
Pure burn coverage23.5 months
Scenario B — Allocation of $750,000 Raise
Executive compensation dominates the budget at market rates
CEO + CTO
CFO
CMO
LEGAL
OPS
.
RESERVE $176K
CEO + CTO$226,500 (30.2%)
CFO$81,000 (10.8%)
CMO$108,000 (14.4%)
Legal Counsel$90,000 (12.0%)
Ops Hires$55,800 (7.4%)
Tools + Setup$12,438 (1.7%)
Reserve$176,262 (23.5%)
Scenario A · Total Cash Deployed
Equity/deferred model · lean draws
$140,298
of $750K · 18.7% burn · $609K reserve
Scenario B · Total Cash Deployed
Full market rate · all 5 executives compensated
$573,738
of $750K · 76.5% burn · only $176K reserve
CFO Verdict
What This Means Strategically
💸

The Delta Is $433K

The difference between Scenario A and Scenario B is $433,440 over 18 months. That's the capital cost of not having equity-for-service arrangements for Thắng, your CMO, and Legal Counsel. Each of those three roles, left on the equity model, saves you roughly $144K each in opportunity cost. This is the most important number on this page.

📊

Scenario B Is Not Unreasonable — But Timing Matters

Paying at full market rates is entirely defensible after you hit traction milestones — 200 active sellers, $3K MRR, Node 2 in preparation. At that point, a Seed raise at $2M funds proper exec compensation. Doing it pre-traction on a $750K SAFE is what gets founders in trouble with VCs asking "why is 76% of your raise going to people?"

🎯

The Recommended Hybrid

The optimal structure is Scenario A as the base, with CEO + CTO receiving a meaningful increase at the 6-month traction milestone. If SariKo hits 200 sellers and $3K MRR by Month 3–4, Poppet's draw scales from $2.5K → $4.5K/mo and Tri's from $1.5K → $3K/mo. Still well below Scenario B, but fair. Document the trigger in the SAFE side letter so investors expect it.

⚠️

$176K Reserve Is Too Thin

With only $176K left after Scenario B burn, there is no capital for Node 2 (Quê Tôi), City License expansion ops, VC round legal costs, or a bridge if the Seed raise takes 6+ months longer than expected. The Pangea roadmap — Singapore, KL, Dubai — requires capital that Scenario B simply doesn't leave room for.

💡

What Investors Actually Want to See

YC and SEA VCs want founder salaries that say: "I'm committed, not desperate." The sweet spot for a pre-seed founder in SEA is $36K–$60K/year ($3K–$5K/month). Above that raises red flags on capital discipline. Below $2K/month raises questions about sustainability. Poppet at $3K/mo after the raise is perfect positioning.

🏆

The Equity Model Is the Structural Moat

Having Thắng, CMO, and Legal Counsel on equity-for-service isn't just a cash saving — it's a signal of conviction. When a CFO accepts equity over cash, it means they believe in the upside. VCs read this immediately. It's one of the most powerful early team signals you can show in a pre-seed deck.

Data Sources & Assumptions

Kruze Consulting 2025 Startup CEO Salary Report: Seed-stage CEO average $147,000/yr; non-CEO technical founders average ~$155,000/yr. Based on anonymized payroll from 450+ US VC-backed startups. CEO draw figures reflect US-centric data.

Carta H1 2025 State of Startup Compensation: Legal function salaries up 10% to $183,000 average for new hires. Product/engineering at $189,000. All US figures.

CFO Benchmark (Bennett Financials 2025): Startup CFO base salary $150K–$250K; fractional CFO $5K–$15K/month. Used fractional model ($7.5K/mo US → $4.5K SEA) as Thắng is part-time service.

SEA Location Adjustment: 50% discount applied uniformly. Monk's Hill Ventures and Wavemaker Partners publicly reference Vietnam/HCMC salary benchmarks at 45–55% below US equivalents for equivalent-stage companies. Singapore would be ~30% below US. HCMC is 50–55% below US.

YC Pre-Seed Guidance: Per 80,000 Hours analysis and Quora YC founder thread: founders with VC backing typically draw $50K–$100K/yr at pre-seed. Paul Graham's recommendation: "normal but not luxurious." Used $50K as YC pre-seed draw reference in the comparison column.

Scenario A figure correction: Scenario A total includes $72K founder draws + $55.8K ops + $3.2K tools + $9.3K one-time = $140,300 deployed. Reserve = $609,700.